Welcome to times of uncertainty!

Consolidation
Globalization
Deregulation
Mobile Commerce
New Business Models
Changing Consumer Expectations

The effects of these trends on the banking industry are enormous!

The past two decades have seen a rapid evolution in the financial services and information technology industry. Processing requirements have grown more complex. Due to convergence, globalization, and pure customer demand, financial service delivery channels have broadened. Today, you must use technology strategically throughout your organization to maximize operational efficiency and improve performance. Strategic partnerships can turn IT into a competitive advantage.

Dibon offers total banking and finance solutions including application software, systems integration, consulting, and outsourcing. We combine leading-edge solutions, industry best-practices, and business partners to help your company focus on customers instead of technology. Dibon's banking and finance experts will help you achieve the benefits of a customer-centric enterprise.

The banking and consumer finance industry is in the midst of dramatic change. With Dibon as your business partner you'll be prepared to successfully plan and leverage these new opportunities.

The key challenges for banks today are to create, leverage, retain and thereby derive targeted optimum value from customer relationships over their lifetime. Banks are best positioned to be the gatekeepers for every financial need (and increasingly extra financial ones too). The interconnected and "always on" world demands instant fulfillment through customized financial offerings. A combination of deep customer knowledge; highly parameterized transaction management and real time straight through processing can fulfill this ever growing demand. And the challenge is do so profitably while managing risk.

Dibon consultants have worked with leading banks on their initiatives to reinvent business processes and seize new opportunities by providing services to assess, design, retool, build and manage applications and infrastructure.

Internet, wireless technology and global straight-through processing have created a paradigm shift in the banking industry - from brick-and-mortar banks to banking virtually across time zones, geographical locations, access points and delivery channels.

Dibon consultants have project implementation skills, and expertise in implementing third-party solutions that cover the entire logistics of the banking industry. They have worked with some of the best banks worldwide, providing them mission-critical solutions and services.

Service Areas:

 E-banking and e-commerce solutions
 Application software design, development, implementation, training and support in the areas of retail banking,
   wholesale banking, and treasury operations
 Integration with a variety of electronic delivery channels such as ATM, telebanking, Internet, mobile banking,
   and call centre operations
 Facilities management, outsourcing and system integration services
 Performance measurement, review and tuning services
 Real-time gross settlement (RTGS) system, payment gateways